How to Prevent Debt Lawsuit
You would agree with me that dealing with debt collectors’ calls, lawsuits, or mailings is not something anyone would want to deal with. Now that most people already know the type of language that debt collectors use, they tend to have so much fear in them; hence, the reason for not wanting to deal with that. However, when you are served with a lawsuit and threats, you should never think of ignoring it. The fact that you do not have much knowledge of debt lawsuits and threats explains why they think that ignoring such would be the solution. The points below would help you when you want to prevent debt lawsuits; you will get protection from lawsuits for debt; they would offer debt lawsuit protections.
There is a need for you to note tha debt lawsuit lawyers would be helpful when faced with a debt lawsuit. If you have a debt that you are unable or unwilling to pay, you might think that hiring debt lawsuit lawyers would not be a good thing but this is not always the case. It can be hard for you to know the options you have and this explains why you need to hire a lawyer.
Challenging the legal rights of the company to sue would be another way to prevent debt lawsuit. There is no way for the process to continue if the company pursuing the debt lawsuit does not prove the right to do the same. Furthermore, failing to respond would mean that you admit the debt. As long as you ask for documentation in writing, you would have the assurance of the judge going with your request and this would be a good thing. The plaintiff should have a signed credit agreement; it should have your signature.
You should not fail to respond to the lawsuit of debt claim. You do not just sit and ignore the summons and complaints because that would be a big mistake. What you need to understand is that failing to respond would mean that the collection agency would have a default judgment against you. Moreover, you have to ensure that you respond within the set timeframe set by the summons; this might be up to 30 days from the date of the notice.
You should consider pushing back on burden of proof. It would be good for the plaintiff to prove the amount you owe. Moreover, the plaintiff would have to show that you are responsible for the debt. Therefore, make sure that you enquire proof for the same because that would be a way to prevent a debt collection lawsuit; this is something that you need to do.