Things To Do When Your Identity Is Stolen: 7 Essential Steps To Follow
Reports have indicated that identity fraud is a problem that is on the rise. The unfortunate thing with identity fraud is that the problem may be with us for quite some time. Therefore, it is good to be careful as you could as well fall into the trap of these fraudsters. Fortunately for you, you can learn about the steps you can take so that you can keep your identity as safe as possible even when stolen by the fraudsters. When fraudsters steal your identity, it can be risky and it could lead to financial losses. Good for you, we have some information of value that can assist you just in case something like this happens to you. Read this article to the very end and learn more on the steps you should take if your identity is stolen.
For starters, you will need to inform companies of the incident. The best thing is to always act as fast as you can. You can’t just wait to later hear about fraudster activities that have already taken place. These fraudsters are normally very fast as they avoid getting caught. Thus, ensure that every relavant company knows about your identity theft. With account takeovers, it is possible that your card information gets compromised. By calling your card issuer, then chances are high they will take action before these fraudsters can steal more of your information.
Also, ensure that you have filled a report with the Federal Trade Commission. This one deals with all cases relating to identity theft. They do not deal with the criminal charges but will definitely provide information to law enforcement that will help in tracking the fraudsters. Filing a case with them requires you to only visit their website. Once you have filled they give you a recovery plan. You will then be issued with forms and letters helpful in filing a report with the police and also disputing fraudulent charges. view here for more view here for more
Even more, file a report on the case with the police. You will have more papers as evidence and the police have the ability to assist you. click here for more
Additionally, ensure to place a fraud alert especially with the main credit bureaus. Institutions will therefore be aware of chances of your card being compromised. Institutions will be better placed to identify that your card could be compromised. click here
Still, make a point of freezing your credit. Once you have done so, then there is no way anybody will access your credit report even when they request for it. You only have to call the main bureaus and have them do it.. discover more
Tightening Security on your accounts is also critical. Be creative with passwords and avoid having a single password for all accounts as it can become easy to guess. click for more
Even more, you could work with am identity theft attorney to guide you.